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Terms and Conditions

Lime Internet Private Limited, having its registered office at Building No 55 S/F, Panchkuian Road, Connaught Place, New Delhi, India 110001, is a mutual fund distributor registered with the Association of Mutual Funds of India under ARN No. 137190.

Lime Internet Private Limited operates website and mobile applications under the brand name Wealthzi (hereinafter referred to as “Wealthzi”). Through its website and mobile applications Wealthzi provides OnlineWealth Management & Financial Management Services that enable you to organise your personal financial information, and also execute mutual funds transactions.

Wealthzi offers wealth management, wealth consulting, financial products distribution, wealth planning and analysis for its clients.

Owing to its nature of service, Wealthzi is committed to ensure that its website and mobile applications operate with the appropriate internal controls and highest ethical standards.

Your visit, use of or access to our website and mobile application (collectively referred to as “Services” or “Application”) are subject to the terms mentioned hereafter and are to be read along with our Privacy Policy available at Wealthzi website; We insist that you should not use or access the Website in the event that you do not agree to each and every term mentioned hereinafter.

The rules and restrictions that govern your use of our Services are mentioned in these terms and conditions and forms a binding contract between you and Wealthzi.

In the event that you have any comments, questions, or concerns regarding these terms or Our Services, please contact us at [email protected]. Please note that in case you decide to proceed with availing our services, you do so with a due and implied acceptance of all terms of our Services.

In case you do not accept the terms mentioned hereinafter, we direct you to not use Our Services. Your using Our Services in any way, or even simply visiting our Website and using any functionality of feature on our Website impliedly means that you agree to all of the mentioned Terms. The Terms and conditions mentioned hereinafter will remain in effect during/while you use Our Services, in addition to any Terms or Conditions that we might add or change in Our Services.

You accept and understand that all information, content, materials, products duly provided or shared on the website/application is protected and secured. All information and content that you provide to us is also correct and authentic.

You accept and agree that all content, procedures, business model, structure belongs to Wealthzi and the same is Wealthzi’s Intellectual Property owing to which you shall not reproduce, copy, redistribute, enter into a database, publish, perform, modify, display, license, transmit, transfer create derivatives from, or in any way exploit any part of any content, procedures, materials, services, information, available from or through the application.

You have understood the purpose of our website and the details of the Services we provide and you accept and agree that all services are legal, lawful and compliant in toto. In view of this, You agree that you will never use or misuse the website/application in any manner or for any purpose that is unlawful, illegal or prohibited by these Terms or by any applicable and relevant law. You also agree that you will not use the application in any manner that could harm, disable or impair Our Services, procedures or interfere with any other party’s use, legal rights, or enjoyment of the application.

Not all the products and services offered on this website/application are available in all geographic areas. Depending on your location (jurisdiction), You may or may not be eligible for availing all the products or services offered by Wealthzi on the website/application. Wealthzi reserves the right and absolute discretion to determine the availability, permissibility and eligibility or the extent of it, for any Service offered on the website/application. Wealthzi reserves the right to determine who can and cannot avail the Services and who qualifies or does not quality to avail its services, at its sole discretion.

You understand and acknowledge that the underlying software and hardware as well as other Internet related software related to the website/application, or any other related softwares required for accessing the website/application are the proprietary legal property of either Wealthzi or its third-party vendors and you only have a limited license to use such Property/Software. The permission given by Wealthzi to access the application does not convey/transfer/assign or in anyway alienate any proprietary or ownership rights in the above software/hardware.

For any third Party links on the website/application, You understand and accept that Wealthzi is not responsible for any content or activities or other services on any such third party sites linked from the website/application. You accept and understand that you access hyperlinks to other internet sites at your own risk. That the content, its accuracy, any opinions expressed, data mentioned, Services or Products sold on any such third party sites and other links provided by these sites are not verified, advertised, monitored or endorsed by Wealthzi in any manner.

Wealthzi does not make any representations or warranties and expressly disclaims all warranties, whether express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title or non-infringement with respect to any information or services or products that are available or advertised or sold through these third-party platforms.

In the event that performance of any Service is prevented, hindered, unsuccessful or delayed by a Force Majeure event (as defined below), Wealthzi shall not be held liable for any such failure or its failure to perform any of its obligations due to any such reasons and conditions or those applicable specifically to its services/facilities. In such cases its obligations shall be suspended for so long as the Force Majeure event continues. “Force Majeure Event” refers to any event occurring due to any cause beyond the reasonable control of Wealthzi, including without limitations, unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorised access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal or the systems getting affected by any malicious, destructive or corrupting code or program, mechanical or technical errors/failures or power shut down, faults or failures in telecommunication etc.

That you accept and agree that the owners or employees or authorised associates of Wealthzi shall not be responsible for any losses, damages or claims that you make. Wealthzi is only providing you Services through this website/application that you have decided to avail at your own discretion.

Additionally, by continuing to use the application or services of Wealthzi you are confirming that:

(a) You are 18 years of age or older; that where you are acting as a Guardian on behalf of a minor, you have the necessary and required authority and capacity to register/sign up for Our services on behalf of the minor. If Wealthzi learns that we have collected personal information from a person under age 18, we will delete that information as quickly as possible and also deactivate such account. If you believe that a person under 18 years may have provided us with personal information, please contact us immediately at [email protected].

(b) Wealthzi may contact Users by phone and/or E-mail and/or SMS or any other form of electronic communication in connection with the User’s registration, advisory and transactions, if required. However, Wealthzi shall not ask you to reveal any sensitive or confidential information. You can also always choose to opt and stop receiving any or all such communications by writing to [email protected].

At any time, Wealthzi shall reserve the right to change its terms and conditions, policies or operational methods, business model, details, etc. on the website and it is your responsibility and duty to ensure that you are abreast with all such updates and changes.

All content or data on the Wealthzi Website/Application is solely for information and we make no representations whatsoever through the same. You are expected to duly cross-check and confirm all news, content, data or information from other sources that you may deem more reliable and authentic, before you rely on the information or data on our website and get influenced, convinced or induced into making any decisions based on such information or content. It is your absolute duty and responsibility to exercise necessary caution and care and ensure that you make well-informed and researched decisions.

Services Offered

  1. 1. Mutual fund distribution services

Wealthzi enables users to buy and sell mutual funds on the website. Wealthzi has partnered with mutual fund AMCs and also BSE Star MF to provide execution services

  1. 2. Wealth consulting and financial information services

Wealthzi has financial experts who will help you decide on what funds to buy, your portfolio allocation, retirement planning and goal planning.

  1. 3. Financial products distribution

Wealthzi has partnerships with various other financial product manufacturers to distribute their products like portfolio management services, alterative investment funds, debt products, bonds and structured products.

Execution services

Wealthzi (Lime Internet Pvt Ltd) provides online and offline execution services under the ARN 137190 registered with AMFI.

All Mutual Funds can be executed via BSE Star Platform for which you are required to register online at Wealthzi for BSE Star MF.

All purchase and the transaction of Mutual Funds is done by directly paying into BSE’s payment system i.e. ICCL (“Indian Clearing Corporation Limited”).

Fulfilment of units is also done via BSE Star Platform and by the Asset Management Companies directly.

Other Investment Products: For all other investment products, you execute the transactions directly with Asset Management Companies or other intermediaries including agreements with such companies/entities and directly making the purchase with such entities.

Facilitation Fee: Wealthzi may receive a commission from AMCs for distributing financial products.

E KYC Services

Wealthzi has partnered with Signzy for providing e KYC (know your customer) services. Wealthzi clients who are not KYC verified may be asked to perform electronic KYC verification. For e KYC, Signzy requires user’s bank account details, PAN, nominee, Aadhaar or any listed document for proof of address, phone no, and email id. The user, if not KYC verified, agrees to use Signzy’s services for eKYC. Wealthzi checks if the user is KYC verified or not using the KYC check APIs of one of the AMCs. We are currently using the services of ICICI Prudential AMC for KYC check.

Client Obligations

  • All investment decisions and choice of products made herein are your sole choice and your decision.
  • You confirm that you have undertaken a risk assessment on our Application and you have understood your risk tolerance level before proceeding with our Execution Services.
  • You understand, accept and agree to the fact that your investments can experience volatility or lack of liquidity or credit risk. You also understand that these fluctuations are dependent upon various factors such as: macro-economics, geopolitical, sentiments, fundamentals, micro-economics, the performance of underlying companies and assets, which are not the only factors and there could be many other factors that can lead to such volatility, reduction, loss or increase in capital.
  • You understand that none of these factors is affected by Wealthzi and is not in our control in any manner.

Our liability and responsibilities:

  • We shall deal with your profile & account details with due care and diligence.
  • All decisions in relation to Investments shall be based on your own evaluation of your financial circumstances and investment objectives.
  • Any decision, action or omission to buy, sell or hold Investments shall be based solely on your own verification, understanding and judgment.
  • A proper evaluation of all the relevant facts, financials and other circumstances.
  • Neither we nor any of our employees, officers, directors, personnel, agents or representatives shall be responsible or held liable for the same for any reason whatsoever.
  • You are aware of the risk such as acts of force majeure including nationalisation, expropriation, currency restriction, measures taken by any government or agency of any country, state or territory in the world, industrial action or labour disturbances of any nature, boycotts, power failures or breakdowns in communication links or equipment (including but not limited to loss of electronic data) international conflicts, violent or armed actions, acts of terrorism, insurrection, revolution, nuclear fusion, fission or radiation, or acts of God, default of courier or delivery service or failure or disruption of any relevant stock exchange, depository, clearing house, clearing or settlement systems or market, or the delivery of fake or stolen securities.

You confirm that you shall independently evaluate the services and capabilities of the Intermediaries, Asset Management Companies and you shall enter into the same at your sole discretion, judgment and opinion. The Client hereby acknowledges that it shall have no right whatsoever to bind or act on behalf of Wealthzi.


In the course of availing Our Services and during your relationship with Wealthzi, you might obtain, be shared with, collect or know information relating to the Services and/or Wealthzi (“Proprietary Information”). Such Information includes, but is not limited to, the features and mode of operation of the Services, trade secrets, know-how, inventions (whether or not patentable), techniques, processes, programs, ideas, algorithms, schematics, testing procedures, software design and architecture, computer code, internal documentation, design and function specifications, product requirements, problem reports, analysis and performance information, benchmarks, software documents, and other technical, business, product, plans and data.

You accept, understand and acknowledge that Such Proprietary Information shall belong solely to Wealthzi. In regard to this Proprietary Information:

  1. You shall not use (except as expressly authorized by this Agreement), or reveal Proprietary Information without seeking and gaining prior written consent from Wealthzi. Such restriction shall not work in the event that such Proprietary Information becomes publicly available without your breach of this Agreement.
  2. You agree to take all due care and reasonable measures to maintain the Proprietary Information and Services in confidence.

 Use and Protection of Intellectual Property Rights

Wealthzi has protected its intellectual property through copyright, trademarks, patents, trade secret and/or other intellectual property laws.

No process, images, data, information, content or material from the application may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way without Wealthzi’s express written permission. You are given a restricted and limited licence to use the website/application, subject to your agreement of these Terms.

Limitation of Liability, Indemnity, and warranty

Wealthzi shall not be liable to you for any loss or damage that may cause or arise from or in relation to these terms and conditions or due to use of this application or due to investments made using this application. Wealthzi is an advisory platform and takes no liabilities or does not warrant any results of the investment decisions you may make. The investments made by you are subject to risks. Please consider your specific investment requirements, risk tolerance, goal, time frame, risk and reward balance and the cost associated with the investment before choosing a fund, or designing a portfolio that suits your needs. Performance and returns of any investment portfolio can neither be predicted nor guaranteed and Wealthzi does not claim to do so either.

By agreeing to these terms and conditions, you agree to indemnify Wealthzi, its directors, shareholders and employees for all the liabilities including but not limited to claims, damages, suits or legal expenses in defending itself in relation to the foregoing arising due to non-performance and/or non-observance of the duties and obligations under these terms and conditions or due to your acts or omissions.

1. You warrant that all the details and information provided by you to Wealthzi while using this application (including for the purposes of carrying out investments) shall be correct, accurate and genuine. You accept and agree that any errors or discrepancies in the information you share with us might lead to incorrect or unsubstantial service from us.

2. In addition to the above, You shall be solely responsible for any investment decision taken by you on the Services. Wealthzi shall not be liable for any loss or damage caused to you or other users of this application due to such investment decision, or any kind of reliance upon it.

Grievance Redressal Policy

We believe that Client service is an important element for the growth of business. As Client queries and complaints constitute an important voice of the client, this policy details grievance handling through a structured grievance redressal framework.

Grievance Redressal Mechanism:

When Client wishes to make a Complaint or raise a query:

The Client is required to approach Wealthzi directly to register a complaint through any of the touchpoints mentioned below. In the normal course the Client can expect a response within two (2) business days of raising the issue.

Level 1

In case the Client has any grievances/complaints, the Client can send an email on [email protected]

Level 2

In case the Client’s issue remains unresolved even after a period of seven (7) days from the date of first raising the issue, or if the Client is not satisfied with the response provided, the Client may, post completion of a seven (7) day period from the date of first raising the issue, write to the Compliance/Grievance Officer Mr. Harshit Singh on [email protected]

Note: If any query/ compliant requires additional time, Wealthzi will inform the Client the reason for the delay and provide expected timelines for resolution of the issue raised.

Level 3

In case the Client’s issue is unresolved for a period of seven (7) days after the Client reaches out to the Compliance/Grievance Officer as provided in Level 2, the Client may write to the Director of Wealthzi on [email protected]

Level 4

In case the Complaint is not resolved at Level 3 within a period of seven (7) days from the date of such issues first being raised, or if the client is not satisfied with Wealthzi’s grievance redressal, the client may, after completion of seven (7) days after the issue was raised, approach the CEO of Wealthzi.


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BSE Member code: 58371

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
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Wealthzi Investment Advisers (A division of Lime Internet Private Limited)

[CIN: U74999DL2017PTC310507] [PAN: AADCL2103M] [GSTIN: 07AADCL2103M1ZP]

[SEBI Registered Name: Lime Internet Private Limited] [SEBI RIA Registration No: INA000018133] [BASL Member ID: 2014] [Type of Registration: Non-Individual] [Validity of Registration: Perpetual] [Registered Address: Flat No. 603, 6th Floor, Kanchenjunga Building, 18 Barakhamba Road, New Delhi - 110001] [Principal Officer: Jyoti Prakash Nayak, Email: [email protected]] [Compliance Officer: Harshit Singh, Email: [email protected]] [Grievance Officer: Sahad PV, Email: [email protected]]

[SEBI Regional Office Address: Securities and Exchange Board of India, NBCC Complex, Office Tower-1, 8th Floor, Plate B, East Kidwai Nagar, New Delhi - 110023, Ph: 011-69012998, Email: [email protected]]


Investment in securities market are subject to market risks. Read all the related documents carefully before investing.

Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

The information is only for consumption by the client and such material should not be redistributed.